Due diligence is the process of checking that a property, its legal title, buildings, services and intended use are suitable for you before your purchase becomes unconditional. The checks required will depend on the property and your circumstances.
Ask your solicitor to review the record of title, interests, easements, covenants and the sale and purchase agreement. Council information may help identify permits, plans, rates information and known property records. You can request a property file from Far North District Council and review current District Plan information.
Consider obtaining an independent building inspection and specialist reports where needed. Confirm insurance availability and cost before committing, particularly if the property has unusual construction, previous damage or location-specific risks.
Confirm legal access, boundary information and the services connected to the property. In Kaikohe and Ngawha this may include reticulated or on-site water and wastewater, power, internet, stormwater arrangements and shared access.
Additional checks may include water quantity and quality, tanks, pumps, septic systems, fencing, tracks, soil, drainage, outbuildings, land use, easements and the time and cost required to maintain the property. Obtain advice from suitably qualified experts for your intended use.
Your solicitor, lender, insurer, building inspector, surveyor and other advisers each have a different role. Begin early so you have time to understand their findings before contractual deadlines.
Explore current property for sale or contact Ray White Kaikohe for the documents available for a specific listing.